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Privacy Policy

Last updated: June 2, 2026

This privacy policy applies to all information collected or submitted on the VetLedger website (vetledger.app) and any associated mobile applications on all devices and platforms. VetLedger is published and operated by KJMorgan Marketing.

Information We Collect

Payment Information: When you purchase VetLedger, your payment is processed securely by Stripe, Inc. We collect your email address for the purpose of purchase verification, receipt delivery, and purchase restoration across devices. We do not store your credit card number, expiration date, or CVC — this information is handled entirely by Stripe and never touches our servers. You can review Stripe's privacy policy for more details.

Calculator Data: All information you enter into the VetLedger calculator — including your pay grade, years of service, disability rating, dependents, zip codes, and income — stays on your device and in your browser session. We do not collect, store, transmit, or have access to any of this personal financial or military service data.

Analytics: We may collect anonymized, non-personally-identifiable usage data to understand how our users interact with VetLedger and to improve the app experience. This data does not contain any user-inputted financial or military information.

How We Use Your Information

The limited information we collect is used solely for the following purposes:

We will never sell, rent, or distribute your personal information to outside parties without your consent.

Data Storage and Security

Your email address and purchase record are stored securely on our servers for purchase verification purposes only. All payment processing is handled by Stripe, which maintains PCI DSS Level 1 compliance — the highest level of security certification in the payments industry.

All calculator inputs remain local to your device and are never transmitted to our servers.

Third-Party Links and Content

VetLedger displays links to third-party websites for educational and reference purposes, including but not limited to TRICARE (tricare.mil) and DFAS (dfas.mil). No personal information is sent to these sites when you click these links. These third-party sites have their own independent privacy policies, and we have no responsibility or liability for their content or activities.

California Online Privacy Protection Act (CalOPPA) Compliance

We comply with the California Online Privacy Protection Act. We will not distribute your personal information to outside parties without your consent. You may request information about the data we hold about you by contacting us at the email address below.

Children's Online Privacy Protection Act (COPPA) Compliance

VetLedger is designed for active duty service members, veterans, and military retirees. We do not knowingly collect or maintain information from anyone under the age of 13, and no part of VetLedger is designed to attract anyone under 13.

Your Consent

By using VetLedger, you consent to this privacy policy.

Data Deletion

If you would like to request deletion of your email address and purchase record from our systems, please contact us at the email address below. We will process your request within 30 days.

Contacting Us

If you have any questions regarding this privacy policy, you may email support@vetledger.app.

Changes to This Policy

If we decide to change our privacy policy, we will post those changes on this page.